How to Increase Your Credit Score
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CREDIT INCREASE OR REPAIR
LENDER REQUIRED CREDIT SCORE IS 640
- Avoid late payments – One late payment may take up to 40 points off, which will take 2-3 months to recover those points
- Use credit wisely – Limit an use no more than 30% of limit. no more than 50 % of your maximum allowed credit
- Do not close your oldest credit card – use them monthly as they still give you a better credit score than obtaining a new credit card.
Steps to take NOW and CONTINUE UNTIL DE DAY OF CLOSING ON YOUR HOME, NOTHING CAN CHANGE, NO NEW ACCOUNTS, NO LATE PAYMENTS AND OR DO NOT CLOSE ANY ACCOUNTS.