Category Archives: Home Ownership

Utility Companies Helping Homeowners During COVID19

Utility Companies Helping Homeowners During COVID19 During a pandemic, the last thing you want to worry about is your home utility bills. Here is a list of what your local utility companies are doing for homeowners during this difficult time: Electric Power Dominion: Will not shut off power for nonpayment and reconnecting residential customers who…
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November New Home Owners

Making dreams a reality! The Greatest Rewards for a new family is delivering results. Thank you for trusting me in guiding you with our experience and knowledge.  Thank you for allowing me to help you invest in you and your best family future.  ¡¡Creando caminos a realizar su sueno y invercion en su futuro y familia!!  Muchas felicidades…
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Siga Este Consejo para Reparar y Crear su Crédito

Siga Este Consejo para Reparar y Crear su Crédito 640 ES EL PUNTAJE QUE EL PRESTAMO FHA REQUIERE Preferible un puntaje de 680 + o mas y aqui esta la formula a obtenerlo NO PAGUE TARDE, UN PAGO TARDE EQUIVALE A MENOS -40 PUNTOS EN SU CREDITO MAXIMO USO DE SU CUENTA ES EL DE 50%…
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¿Cuánto cuesta generalmente el PMI con un préstamo de la FHA?

¿Cuánto cuesta generalmente el PMI con un préstamo de la FHA? La Administración Federal de Vivienda (FHA, por sus siglas en inglés) garantiza hipotecas contra el incumplimiento, haciendo que los prestamistas sean más propensos a emitir los préstamos a las personas que pueden pagar sólo un pago inicial pequeño, que puede ser tan poco como…
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Los 10 Pasos para ser Dueño de su Casa

Los 10 Pasos para ser Dueño de su Casa Consultacion para compradores Reunirnos para discutir sus deseos y nesecidades sobre su compra. Su tiempo que requiere la compra, locaciones y vecindarios, las opciones en las comunidades y cualquier requerimiento especial que este buscando; o su lista de las cuales requiere en su futura casa. Approvacion…
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Los Pasos de Seguir Después de su Aprobación

Los Pasos de Seguir Después de su Aprobación SIN ESTOS NO ABRA PRESTAMO-DINERO PARA LA COMPRA NO PUEDE ACER COMPRAS CON SUS TARJETAS NO PUEDE SACAR TARJETAS NUEVAS NO PUEDE INCREMENTAR EL LIMITE DE USO EN SUS TARJETAS NO PUEDE SACAR UN AUTO NUEVO NI USADO NO PUEDE CAMBIAR DE TRABAJO SIN CONSULTAR CON SU…
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Why Use a REALTOR®?

Why Use a REALTOR®? All real estate licensees are not the same. Only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. They proudly display the REALTOR "®" logo on the business card or other marketing and sales literature. REALTORS® are committed to treat all parties to a…
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What is PMI?

What is PMI? This insurance policy is a gift to your lender Federal Housing Administration (FHA) loans often confuse people because the FHA (Federal Housing Authority)  does not make loans. Instead, it insures the loans made by lenders it has approved. This means if the borrower defaults, the FHA, which is a government program, will cover the…
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How to Increase Your Credit Score

How to Increase Your Credit Score Working towards your best benefits at all times. Guiding you towards the realization of your dreams and goals. My strength is financial and service with 20 years of experience. You are first and I promise to deliver professional, adhere to ethics and great service.   CREDIT INCREASE OR REPAIR…
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Steps to Home Ownership

Steps to Home Ownership Buyers Consultation Together we will discuss your housing wants and desires. Your time frame, housing preference, suitable locations and neighborhoods, important community amenities, and special needs that you may have. This is your wish list. We’ll also talk about financing options, how much home you can afford, and what is your…
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